MSS My Profile

Location: Member Self Service/My Profile

When you select My Profile from the Member Self Service process, the system displays a summary of information such as the Plan Type, Plan Status, Plan Entry Date The date the member joined a plan. Also called Entry Date., Vested A participant's interest in his/her account balance or his/her accumulated benefit. In pension terms, the right of an employee to all or part of the employer's contributions, whether in the form of cash or as a deferred pension. %, Current Balance, Vested Balance, etc.

For DC/Investment plans, the Summary may look like the following:

 

For DB plans, the summary information is slightly different: Normal Retirement Date The date a member is normally entitled to receive a full pension., Earliest Unreduced Retirement Date The date on which a member is eligible to retire (prior to the Normal Retirement Date) and receive an unreduced benefit. Typically determined from a calculation based on a member's age plus service., Early Retirement Date The date on which a member has met the requirements stipulated by the terms of the Plan to receive a reduced benefit. (The benefit is reduced as payments are assumed to be made for a longer period than if the member retired at the normal retirement age.), Date of Plan Entry The date the member joined a plan. Also called Entry Date., Vesting Date The date on which the member has the right to receive all accumulated benefits., Continuous Service Service rendered by a member without regard to periods of temporary suspension of employment for reasons stipulated in the terms of the plan. Most often used to determine eligibility or vesting rights (not benefits)., Membership Service Service rendered while a member of the pension plan., Credited Service Service credited to a member for the purpose of determining the amount of a member's pension, in accordance with the terms of the plan., Total CWI Contributions with interest, Accrued Monthly Pension Pension benefits accrued from the date of joining the pension plan to the date of calculation, including past service pension entitlements, if any., etc.

For Defined Benefit plans, the Summary may look like the following:

 

For more information, see Member Self Service Process.

 

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